Commonly Asked Questions at AllState Public Adjusters

Here are some things you should know about the work of a public adjuster.

What is a public adjuster?

Public adjusters are professionals who are employed exclusively by the insured, such as homeowners and business owners. We help evaluate the loss, determine replacement costs, and work on a policyholder's behalf to settle the insurance claim.

Why should I hire a public adjuster?

Many insurance companies are, unfortunately, swamped with claims. This means many claims are rushed and damages are frequently overlooked. As a result, claims are either underpaid or denied.

If you believe your insurance company did not properly assess your damages, you may require the services of AllState Public Adjusters.

My claim was denied, am I entitled to a second opinion?

Yes! We can review your policy and provide a free consultation. If you are entitled to coverage under your policy, we can reopen the claim and negotiate a fair settlement with your insurance provider.

How long do I have to open or re-open a claim?

You have three years from when the damages occurred to open or re-open a claim.

I received a check from the insurance company but it is not enough for the necessary repairs. What can I do?

If your insurance company has underpaid you, you can hire a public adjuster to file a supplemental claim to recover the money you need for repairs.

Will my insurance company cancel my policy if I obtain help from a public adjuster?

It would be a serious violation for any insurance company to discriminate against you in any way for exercising a right granted to you by the state of Florida.

How are public adjusters compensated?

A small percentage of the amount recovered is paid to a public adjuster. There is no fee if no recovery is made.